Crengine Hong Kong model data is released
Data sheet for Hong Kong personal loan model is released following the Crengine demo released last month. The data sheet is a simple data template for calculating the AI credit score. We have started to provide it for potential users who have access to TU information. (The model is assumed to acquire TU information. For money lenders who do NOT have an access TU information, we will release another model very soon.)
As WKWK takes Hong Kong loan market into consideration and sort out main features for the simple model. You will see about pre-selected 20 features for you to input and once the data is uploaded to the demo, Crengine will show an AI credit score based on the data. The AI score is a reference value which reflects a potential default risk calculated by Crengine. The higher the score is, the lower the default risk will be.
WKWK is fully competent in Hong Kong loan market, so we can swiftly and properly respond with feature engineering as well as model building.
Please contact us if you would like more information. WKWK builds machine learning based risk prediction model for your lending business. Minimize bad loans, maximize loan portfolio return with machine learning.