HK Score Features
AI Credit Risk Modelling Designed for Lending in Hong Kong
- Make more good decisions and fewer bad loans
- Identify good borrowers and increase approvals
- Enhance segmentation, pricing and collections
AI Credit Engine - To Meet Your Lending Objectives
Make Smarter Predictions and More Loan Approvals
Personal Loan
Limit current losses while enhancing lending yield. Increase in approvals and credit access to underserved communities.
Microfinance
Speed up loan decisions for more approvals. Accelerate financial inclusion to unserved and underserved segments.
Auto Finance
Increase in approvals with no added risk, or hold approval rates constant with much lower portfolio losses.
Business Lending
Improve approval rates without adding risk. Unleash the power of the data and assess the risk much better.
Transparent
No black boxes. Make algorithm 100% understandable and explainable.
Secure
All data are secured with end-to-end encryption. Your loan application data always remains protected.
Compliant
100% compliant AI to work with your lending regulations.