AI Predictions for Smarter Loan Decisions

AI-driven Underwriting for More Approvals

AI Credit Scoring Models for Better Lending

HK Score Features

AI Credit Risk Modelling Designed for Lending in Hong Kong

  • Make more good decisions and fewer bad loans
  • Identify good borrowers and increase approvals
  • Enhance segmentation, pricing and collections

AI Credit Engine - To Meet Your Lending Objectives

Make Smarter Predictions and More Loan Approvals

Personal Loan

Limit current losses while enhancing lending yield. Increase in approvals and credit access to underserved communities.

Microfinance

Speed up loan decisions for more approvals. Accelerate financial inclusion to unserved and underserved segments.

Auto Finance

Increase in approvals with no added risk, or hold approval rates constant with much lower portfolio losses.

Business Lending

Improve approval rates without adding risk. Unleash the power of the data and assess the risk much better.

Transparent

No black boxes. Make algorithm 100% understandable and explainable.

Secure

All data are secured with end-to-end encryption. Your loan application data always remains protected.

Compliant

100% compliant AI to work with your lending regulations.