October 2020

Measuring behavioural change has traditionally been a challenge, yet there is a way to overcome

Continuous learning and improvement are core principals of agile working. Successful agile transformations have shown the value of monitoring process, evaluating behavioral change and its impact on performance. For lending, risk models are required to have an agility in order to manage loan portfolios well especially times like now under the economic slump. Deterioration in credit qualities has become more evident in Hong Kong’s credit market. The first step is to measure behavioral change and model accuracy consistently and continuously. In fact, measuring behavioral change has traditionally been a challenge, but there is a way to overcome this challenge. Let’s take it further. Risk monitoring on credit scoring model is […]